Terms of Use & Privacy Policy

The AfterlifeData.com web site is a "compilation" under US Copyright Law and the Berne Convention. White Light Concepts, LLC (herein referred to as "WLC") provides this site for educational purposes only and is not responsible for any decisions or actions you take related to any material contained herein, linked from or linked to.

WLC provides this web site and all information contained herein (collectively, the "Web Site") with the terms and conditions set forth below. Please read the following information carefully before continuing to use this Web Site. By using this Web Site or any service of this Web Site, you signify your acceptance of these Terms of Use and Privacy Policy. "WLC" is intended to include White Light Concepts, LLC and their respective divisions, subsidiaries and affiliated companies.

General Legal Information
This Web Site is for informational purposes only. None of the information contained on this Web Site constitutes a solicitation, offer, opinion, or recommendation by WLC to you.

All statements contained in this site are deemed to be factual as of the date they are provided and are subject to change without notice.

Contents of Web Site
WLC reserves the right, in its sole discretion, to change, modify, add or remove portions of these terms and conditions at any time and to monitor any and all use of this Web Site. Accordingly, please check these Terms of Use and Privacy Policy periodically for any changes. Your use of the Web Site or any service on this Web Site after the posting of such modifications will constitute your acceptance of the modified Terms of Use and Privacy Policy. Any terms and conditions proposed by you which are in addition to or which conflict with the Terms of Use and Privacy Policy are expressly rejected by WLC and shall be void.

Retaining Information and "Cookies"
Access to the Web Site is not confidential and you hereby consent to our collection of information that you send to us and that we send to you through this Web Site. You acknowledge and consent that WLC may retain and use this information for its own internal purposes and that such recording applies to all information and data that you enter into this Web Site including, without limitation, all tools or calculators included herein. You acknowledge and agree that WLC may store information on your computer using "cookies." A cookie is a file containing information that a Web Site sends to a local hard disk for access by the Web Site at a later time for various Web Site administration and related purposes. You acknowledge and agree that any communication between you and WLC via this Web Site is not "encrypted."

Restrictions on Use
The information provided on this Web Site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which would subject WLC or its affiliates to any registration requirement within such jurisdiction or country. You may not use this Web Site for any illegal purpose or in any manner inconsistent with these Terms of Use and Privacy Policy. You agree not to use, transfer, dispose, or distribute any information on this Web Site in any manner that could compete with WLC's business. You may not copy, reproduce, republish, recompile, redeliver, decompile, disassemble, reverse engineer, distribute, publish, display, modify, upload, post, transmit, create derivative works from, use "frame" technology on, or in any other way create a misimpression or confusion among users with respect to sponsorship or affiliation, or exploit in any way material from WLC's Web Site. Notwithstanding the foregoing, the user may download a single copy of any support document or user guide for his or her own personal use, provided that such materials are maintained in their original form and are not redistributed to other individuals or entities. For the purposes of educational “fair use” you must contact WLC to gain permission to use materials in your class. We require this of you so that we are aware of the uses of our materials. We will rarely deny these requests as we whole-heartedly support education of our industries.

Limited License
Users may include a link to the AfterlifeData.com Web Site: (i) in a simple list of companies, by linking to the AfterlifeData.com homepage (http://www.afterlifedata.com); or (ii) in a list of companies that offers descriptions along with links, provided that WLC has approved such description. Linking to other pages or content within the AfterlifeData.com Web Site is prohibited, unless expressly permitted by WLC.

Disclaimer of Warranty
DATA AND INFORMATION PROVIDED BY WLC, OR ANY OF ITS AFFILIATES, THEIR MEMBERS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AND CONTRACTORS IS FOR INFORMATIONAL PURPOSES ONLY, AND IS PROVIDED BY WLC ON AN "AS IS" BASIS. WLC EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND A WARRANTY FOR NON-INFRINGEMENT WITH RESPECT TO THE DATA AND INFORMATION. IN NO EVENT SHALL WLC BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER (INCLUDING, BUT NOT LIMITED TO, LOST PROFITS, AND DAMAGES THAT MAY RESULT FROM THE USE OF THE DATA AND INFORMATION, ANY DELAY OR INTERRUPTION OF SERVICE, OR OMISSIONS OR INACCURACIES IN THE INFORMATION) WITH RESPECT TO THE DATA AND INFORMATION.

THE USER, AS A CONDITION TO VIEWING THE DATA AND INFORMATION, EXPRESSLY WAIVES ANY CLAIM IT MAY HAVE AGAINST WLC.

Limitation of Liability
In no event shall WLC or its third party providers be liable to users of this Web Site for any direct, special, indirect, consequential, loss of profits, damages, or any other damages of any kind even if WLC or any other party has been advised of the possibility thereof. Any material downloaded or otherwise obtained through the use of this Web Site is done at your own discretion and risk, and you will be solely responsible for any damage to your computer system or loss of data that results from the download of such material.

Research Reports
We may provide users with certain research, analysis and opinions. These materials may be developed directly by us, or by third-party providers and offered through us. WLC does not endorse the recommendations, advice, opinions, or judgments contained in research developed by third-party providers, which is provided as a convenience to the users of this Web Site. We make no guarantees as to the accuracy, completeness, timeliness, or usefulness of these materials. These materials are made available for your personal use only, and may not be retransmitted or republished without WLC's prior approval.

Copyright and Trademark Notices
This Web Site, including but not limited to the text, content, photographs, images, video, audio, and graphics contained in this Web Site are protected by copyrights, trademarks, service marks, international treaties, and other proprietary rights and laws of the United States of America and other countries as a collective work and/or compilation; unless otherwise indicated, WLC or its affiliates owns a copyright in the selection, coordination, arrangement, and enhancement of such content. Reproduction or citation of such content, information, products, or software without WLC’s prior written consent is expressly prohibited. Users agree not to copy, modify, adapt, reproduce, translate, distribute, transmit, reverse engineer, decompile, or dissemble any information appearing on this Web Site. Please see the United States Copyright Office web site (http://www.copyright.gov) for specific information.

Users agree to abide by all applicable intellectual property laws, as well as any additional notices or restrictions contained in the Web Site. Unauthorized use of this Web Site and the materials contained on this Web Site may violate applicable copyright, trademark or other intellectual property laws or other laws.

The trademarks, service marks, and logos (collectively, the "Trademarks") displayed on this Web Site are registered and common law trademarks of WLC and various third parties. Nothing contained on this Web Site should be construed as granting, by implication, or otherwise, any license or right to use any of the Trademarks without the written permission of WLC or such other party that may own the Trademarks.

“AfterlifeData.com” is a trademark of WLC.

All other brand and product names appearing on this site may be the trademarks or service marks of their respective owners.

Use of Links
WLC has not developed, checked for accuracy, or otherwise reviewed other web sites linked to this Web Site and is not responsible for the content of any web site linked to this Web Site. WLC provides links to other web sites solely as a convenience to the users of this Web Site. Linking to any other web site is done at the risk of the user. By providing access to the linked web sites, neither WLC nor its third party providers are recommending the use or purchase of the products or the services provided by the web sites’ sponsoring organization. WLC has not tested any information, software, or products found on any of the web sites linked to this Web Site, and therefore WLC does not make any representations with respect thereto, including any representations regarding the content or sponsors of the web site, or the suitability or appropriateness of the products or services described therein.

Your Privacy
WLC collects information provided by users of the site in a database that WLC uses to generate follow-up messages for WLC's use only, and to generate statistical reports concerning users of our site for WLC's use only. WLC does not sell the information contained in the database of information collected from users to any third party and does not make any other use of such information.

Severability
If any provision of the Terms of Use is deemed unlawful, void or unenforceable for any reason, that provision will be deemed severable from these terms and will not affect the validity and enforceability of the remaining provisions.

Entire Agreement
The Terms of Use constitutes the entire agreement between user and WLC relating to the use of this Web Site. Users may also be subject to additional terms and conditions that may apply when users use affiliate services, third-party content or third-party software.

Use Subject to Agreements
The products and services described in this Web Site are subject to these disclosures and disclaimers. If you are a customer, use of such products and services are also subject to the various agreements you have with WLC.

Any rights not expressly granted herein are reserved.

I tell you the truth, if you have faith as small as a mustard seed, you can say to this mountain, "Move from here to there" and it will move.

—The Bible, Matthew 17:20